Canada may have earned its spot on the top 10 list of happiest countries in the world, but it’s certainly not the most financially literate. According to the 2009 Canadian Financial Capability Survey (CFCS), the average Canadian is earning a C in terms of household finances. Unless you’ve devoted your life to the financial world by studying economics or subscribing to the Financial Post, you too are probably clueless when it comes to money. But don’t worry —if you’re tired of scratching your head over your bank balance and investments, your poor grades are an easy fix thanks to the…